American Categorical bank cards typically provide lounge entry, bonus factors on airline and lodge purchases and even credit for International Entry, making them nice for journey. Nonetheless, many AmEx perks are restricted to U.S. purchases solely, rendering them unideal for the worldwide traveler.

For instance, month-to-month use-it-or-lose-it Uber credit are legitimate solely within the U.S., regardless of Uber’s worldwide presence. Additional, AmEx cash-back provides are primarily for U.S. retailers, and the flexibility to earn further factors for grocery store and gasoline purchases is proscribed to U.S. transactions. Utilizing your AmEx bank card for these classes whereas overseas won’t lead to any bonus factors.

Should you spend most of your time within the U.S. and may maximize these credit, AmEx’s bank cards are good journey companions. In any other case, you might need to look intently at AmEx card advantages earlier than signing up, as you may ideally need to discover an AmEx bank card that awards equal factors for worldwide and home purchases.

Chase journey bank cards

Many premium Chase journey bank cards additionally provide assertion credit and further factors on bonus classes; nevertheless, with Chase playing cards, you’re not restricted to U.S.-only purchases.

What’s extra, Chase has a partnership with Lyft that permits its cardholders to earn bonus factors on Lyft costs. Though Lyft doesn’t have a big worldwide presence but, you continue to earn the bonus on worldwide Lyft purchases.

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